Quick & secure payments
with Wibmo Protect

With the tremendous growth in digital payments, payment frauds have also increased exponentially. Introducing Wibmo Protect, a contextual authentication platform powered by a ML model and contextual authentication. Contextual authentication ensures a secure, seamless, and faster checkout leading to happier customers, higher volumes, and higher card acceptance rates.

360 degree protection,
from digital fraud

Comprehensive risk assessment and authentication

Comprehensive risk assessment and authentication

Wibmo Protect analyses each transaction through various data sets to calculate its risk score

Holistic consumer view

Holistic consumer view

To create a granular profile of a consumer, the Wibmo Protect risk engine analyses the consumer's behaviour from multiple data points

Feedback from transactions and fraud patterns

Feedback from transactions and fraud patterns

To further boost the confidence level of each score, the risk engine utilises a feedback model that provides known outcomes to the engine

Risk model

RBA ML model

Custom Machine Learning model with bank-related features aligned to your business objectives for model output

Wibmo Protect
Smarter everyday, secure forever 

Supports multiple authentication use cases

Supports a variety of digital transaction use cases including Card Not Present (CNP)

Step-up or step-down authentication

Support for out-of-band authentication using biometrics, push notification, or QR

Ensure best-in-class risk management

Advanced and intuitive rules engine

Scheme agnostic

Wibmo Protect works for all Schemes,
VISA, MC, AMEX, JCB and even In-Country
networks such as RuPay

Customizable ML model

Alignment of bank-related features
with business goals

Wibmo Protect
Benefits for issuers

Better fraud detection and prevention

Complete risk assessment for every transaction

Flexible authentication methods

Choose From OTP to biometrics based on your preference

Dynamic risk base authentication

Real-time decision making based on cardholder profile

Top-of-the-wallet

Enhanced experience that drives card preferences

Wibmo Protect
Benefits for merchants

Liability
shift

Fraud-related chargeback shifts from merchants to card issuer

Increased revenue growth

Reduce cart abandonment with seamless checkout

Merchant
opt-out

Merchants use individual decisioning

Reduced
chargebacks

Prevention of fraud transactions at the auth leg

Wibmo Protect
Benefits for consumers

Seamless authentication

Every payment protected
from fraudulent use

Enhanced customer experience

Minimal cardholder
intervention

Highly secure

Zero compromise on security due to risk assessment across multiple data elements.

Place Holder

Zero compromise on security due to risk assessment across multiple data elements.

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Our Contact

Email Address

sales@wibmo.com

Call Us

+91 80 4935 8111

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